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Indiana vs. Rutgers Prediction, Odds & Pick

Prediction, odds and the model's read

SHI StadiumConference game

Our model's read

Model win probability
IU 96%
Model line
IU −26.3
Gridpex modelIU 96% · RUTG 4%
Pick IndianaModel line IU −26.3

Scouting report

2026 projection · last season, roster and staff

Where Indiana gets at Rutgers: 8th at staying on schedule through the air, against a unit 128th at keeping opponents off schedule through the air. Rutgers projects no clear way in against Indiana. Indiana is also 19th at running it, against a unit 133rd.

HowIUattacksRUTG

  • 1

    Stay on schedule through the air

    staying on schedule through the air · projected

    IU
    #8 of 138
    RUTG
    #128 of 138
  • 2

    Run it

    running it · projected

    IU
    #19 of 138
    RUTG
    #133 of 138
  • 3

    Win first and second down

    first and second down · projected

    IU
    #12 of 138
    RUTG
    #125 of 138

The two teams

Indiana

balanced

Indiana is in year 3 under Curt Cignetti, whose offenses have been balanced. The strengths are defensive, led by 2nd at stuffing runs at the line. The way in is 133rd at hitting chunk plays, and they are 111th at keeping everything in front of them.

On fourth down he goes for it about as often as his peers do from the same spots (+0.4%). Against what the expected-points model recommends he is −28.9% — the profession as a whole is negative on this.

Indiana has played 1 game against an average slate, adjusted for here. That football carries about 0% of what is below; the rest is still the preseason projection.

Projected strengths

  • Defensegetting stopped at the line
    #2
    projected
  • Defenserunning it
    #4
    projected
  • Defensesacks and tackles for loss
    #4
    projected

Projected soft spots

  • Offensehitting chunk plays
    #133
    projected
  • Defensehitting chunk plays
    #111
    projected

Rutgers

run-leaning

Rutgers runs it: Greg Schiano's offenses have been run-leaning across 6 seasons. The strengths are offensive, led by 29th at staying out of the backfield. The way in is 133rd at defending the run, and they are 128th at keeping opponents off schedule through the air.

On fourth down he goes for it about as often as his peers do from the same spots (+2.5%). Against what the expected-points model recommends he is −24.6% — the profession as a whole is negative on this.

Rutgers has played 2 games against a genuinely tough slate, adjusted for here. That football carries about 0% of what is below; the rest is still the preseason projection.

Projected strengths

  • Offensegetting stopped at the line
    #29
    projected
  • Offensesurviving second and twelve
    #32
    projected
  • Offensestaying on schedule through the air
    #35
    projected

Projected soft spots

  • Defenserunning it
    #133
    projected
  • Defensestaying on schedule through the air
    #128
    projected
  • Defensefirst and second down
    #125
    projected

Ranks are national. Nothing here is last season's number — carrying one forward is measurably worse than saying nothing — and in-season figures are adjusted for who was actually played. This describes the matchup; it is not a prediction and not a pick.

Head coaches only — there is no free feed for coordinators, so on a program where the head coach does not call the offense this describes the staff he hired. Play-calling identity is a style, not a grade: throwing more than the situations warrant is not better than throwing less than they warrant.

Pregame line
Pregame total
Model line
IU −26.3
Projected total

Model prediction

how the number is built
Power rating (Elo)
RUTG 1371
IU 2113
Projected spread
RUTG +26.3
incl. home edge
Model pick
IU
96% to win
Market spread
sportsbook line
Model vs market
Agrees
aligned w/ market
Win prob: model / mkt
4%
RUTG (no market)

Our model simulates the game drive by drive from each side's opponent-adjusted efficiency (RUTG Elo 1371, IU Elo 2113 for reference), with home-field advantage. That projects RUTG +26.3 (4% to win), essentially in line with the market.

Why that percentage is worth reading: across 604 graded in-season games, the calls this model put near 58% came in at 58.2%. The full calibration table is published, bin by bin. Early in the season the cold-start path runs instead and calibrates less well (Brier 0.2028 against 0.1889).

Model as of Sep 1 · through week 1 · drive simulation

Where the game is won

2026 national rank · right is better

offensethe defense it faces

  • Moving the ball

    IU11th124thRUTG
    RUTG95th15thIU
  • Through the air

    IU78th96thRUTG
    RUTG38th16thIU
  • On the ground

    IU33rd114thRUTG
    RUTG129th31stIU
  • Staying on the field

    IU9th69thRUTG
    RUTG121st33rdIU
  • Taking care of it

    IU21st46thRUTG
    RUTG138th76thIU

Each bar runs from last in the country on the left to 1st on the right. The filled span is the gap between the offense and the defense it faces.

Season form — 2026

nationally ranked
IU2026 season · national rank shownRUTG
437.548th
Total yards / game
366.595th
8.111th
Yards / play
5.695th
220.078th
Passing yards / game
274.538th
217.533rd
Rushing yards / game
92.0129th
63.2%9th
3rd down %
30.4%121st
212.015th
Yards allowed / game
399.5111th
27.6%33rd
3rd down % allowed
34.8%69th
+141st
Turnover margin
-5136th
3.511th
Penalties / game
6.047th

The matchup, in context

series history + adjusted profiles
The series10 meetings since 2014

The series is level at 55 · Rutgers has won 3 straight · 40% have been one-possession games

Opponent-adjusted profile2026
IU RUTG
+20.3 (#11)CORE overall-10.9 (#112)
+13 / -7offense / defense+1 / +12
5.78points / drive1.75
1.78allowed / drive3.70
11%three-and-outs50%
-7pass over expected+14

Bold is the side ahead. CORE strips the situation from every play and solves the schedule out across the league, so these compare two teams that never met.

Pro

Key matchups

The analyst read: each team's offense splits crossed against the opponent's defense, with the edges called out.

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FAQ

Who will win Indiana vs. Rutgers?

Gridpex's model favors Indiana with a 96% win probability.

What's the predicted spread for Indiana vs. Rutgers?

The model projects Indiana by 26.3.

What time is Indiana vs. Rutgers and what channel is it on?

Sat, Oct 3, 8:00 PM ET, at SHI Stadium.

Where this number comes from. Every projection on this page is produced by the same model, run before kickoff on opponent-adjusted efficiency, power ratings and situational data — walk-forward validated on eleven seasons and never adjusted after the fact. How the model works →

Model estimates for informational and entertainment purposes only. Not betting advice. 21+. If you or someone you know has a gambling problem, call 1-800-GAMBLER. Data: CollegeFootballData.