Charlotte vs. Temple Prediction, Odds & Pick
Prediction, odds and the model's read
Our model's read
Scouting report
2026 projection · last season, roster and staff
Where Charlotte gets at Temple: 27th at hitting chunk plays, against a unit 70th at keeping everything in front of them. Where Temple gets at Charlotte: 66th on first and second down, against a unit 138th on early downs defensively. Temple is also 77th at staying on schedule through the air, against a unit 137th.
How
CLTattacks
TEM
- 1
Take shots
hitting chunk plays · projected
CLT#27 of 138TEM#70 of 138
HowTEMattacksCLT
- 1
Win first and second down
first and second down · projected
TEM#66 of 138CLT#138 of 138 - 2
Stay on schedule through the air
staying on schedule through the air · projected
TEM#77 of 138CLT#137 of 138 - 3
Finish drives in the red zone
turning trips inside the 40 into points · projected
TEM#70 of 138CLT#128 of 138
The two teams
Charlotte
Charlotte is in year 2 under Tim Albin, whose offenses have been balanced. The strengths are on both sides of the ball, led by 1st at keeping everything in front of them. The way in is 138th at running it, and they are 138th at shutting down the ground game.
On fourth down he goes for it less often than his peers do from the same spots (−3.5%). Against what the expected-points model recommends he is −35.8% — the profession as a whole is negative on this.
Charlotte has not played an FBS opponent yet, so this is the projection: last season regressed toward the mean, plus returning production, recruiting, talent and whether the staff is the same one.
Projected strengths
- Defensehitting chunk plays#1projected
- Offensehitting chunk plays#27projected
Projected soft spots
- Offenserunning it#138projected
- Defensemoving the ball on the ground#138projected
- Defensefirst and second down#138projected
Temple
Temple is in year 2 under K.C. Keeler. The way in is 132nd at holding the line of scrimmage, and they are 131st at shutting down the ground game.
Temple has not played an FBS opponent yet, so this is the projection: last season regressed toward the mean, plus returning production, recruiting, talent and whether the staff is the same one.
Projected soft spots
- Defensethe push the line gets#132projected
- Defensemoving the ball on the ground#131projected
- Defenseturning trips inside the 40 into points#129projected
Ranks are national. Nothing here is last season's number — carrying one forward is measurably worse than saying nothing — and in-season figures are adjusted for who was actually played. This describes the matchup; it is not a prediction and not a pick.
Head coaches only — there is no free feed for coordinators, so on a program where the head coach does not call the offense this describes the staff he hired. Play-calling identity is a style, not a grade: throwing more than the situations warrant is not better than throwing less than they warrant.
Model prediction
how the number is builtOur model simulates the game drive by drive from each side's opponent-adjusted efficiency (TEM Elo 1293, CLT Elo 1139 for reference), with home-field advantage. That projects TEM -16.9 (86% to win), essentially in line with the market.
Why that percentage is worth reading: across 604 graded in-season games, the calls this model put near 58% came in at 58.2%. The full calibration table is published, bin by bin. Early in the season the cold-start path runs instead and calibrates less well (Brier 0.2028 against 0.1889).
Model as of Sep 1 · through week 1 · drive simulation
Where the game is won
2026 national rank · right is better
offensethe defense it faces
Moving the ball
CLT57th89thTEMTEM92nd127thCLTThrough the air
CLT55th101stTEMTEM129th80thCLTOn the ground
CLT61st46thTEMTEM41st121stCLTStaying on the field
CLT55th121stTEMTEM127th120thCLTTaking care of it
CLT77th45thTEMTEM49th107thCLT
Each bar runs from last in the country on the left to 1st on the right. The filled span is the gap between the offense and the defense it faces.
Season form — 2026
nationally rankedThe matchup, in context
series history + adjusted profiles| CLT | TEM | |
|---|---|---|
| -15.6 (#131) | CORE overall | -5.2 (#87) |
| -11 / +4 | offense / defense | -2 / +3 |
Bold is the side ahead. CORE strips the situation from every play and solves the schedule out across the league, so these compare two teams that never met.
Key matchups
The analyst read: each team's offense splits crossed against the opponent's defense, with the edges called out.
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FAQ
Who will win Charlotte vs. Temple?
Gridpex's model favors Temple with a 86% win probability.
What's the predicted spread for Charlotte vs. Temple?
The model projects Temple by 16.9.
What time is Charlotte vs. Temple and what channel is it on?
Time TBD, at Lincoln Financial Field.
Where this number comes from. Every projection on this page is produced by the same model, run before kickoff on opponent-adjusted efficiency, power ratings and situational data — walk-forward validated on eleven seasons and never adjusted after the fact. How the model works →