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Indiana vs. Michigan Prediction, Odds & Pick

Prediction, odds and the model's read

Michigan StadiumConference game

Market vs our model

we are 11 toward IU

MarketOur model
SpreadIU6IU17
MICH win31%12%

Calibrated against results, not against the closing line. Read this as our confidence, not as an edge over the market.

Scouting report

2026 projection · last season, roster and staff

Where Indiana gets at Michigan: 10th at surviving second and twelve, against a unit 55th at closing out passing downs. Michigan projects no clear way in against Indiana. Indiana is also 15th at staying out of the backfield, against a unit 59th.

HowIUattacksMICH

  • 1

    Trust the offense behind schedule

    surviving second and twelve · projected

    IU
    #10 of 138
    MICH
    #55 of 138
  • 2

    Expect clean run lanes

    getting stopped at the line · projected

    IU
    #15 of 138
    MICH
    #59 of 138
  • 3

    Stay on schedule through the air

    staying on schedule through the air · projected

    IU
    #6 of 138
    MICH
    #41 of 138

The two teams

Indiana

balanced

Indiana is in year 3 under Curt Cignetti, whose offenses have been balanced. The strengths are defensive, led by 2nd at stuffing runs at the line. The way in is 125th at hitting chunk plays, and they are 113th at keeping everything in front of them.

On fourth down he goes for it about as often as his peers do from the same spots (+0.5%). Against what the expected-points model recommends he is −29.4% — the profession as a whole is negative on this.

Indiana has played 1 game against an average slate, adjusted for here. That football carries about 0% of what is below; the rest is still the preseason projection.

Projected strengths

  • Defensegetting stopped at the line
    #2
    projected
  • Defensemoving the ball on the ground
    #4
    projected
  • Defensesacks and tackles for loss
    #5
    projected

Projected soft spots

  • Offensehitting chunk plays
    #125
    projected
  • Defensehitting chunk plays
    #113
    projected

Michigan

balanced

Michigan is in year 1 under Kyle Whittingham, whose offenses have been balanced. The strengths are offensive, led by 14th at running it. The way in is 115th at hitting chunk plays.

On fourth down he goes for it about as often as his peers do from the same spots (+1.1%). Against what the expected-points model recommends he is −23.4% — the profession as a whole is negative on this.

Michigan has played 2 games against a soft slate, adjusted for here. That football carries about 0% of what is below; the rest is still the preseason projection.

Projected strengths

  • Offenserunning it
    #14
    projected
  • Offensegetting stopped at the line
    #16
    projected
  • Offensefirst and second down
    #17
    projected

Projected soft spots

  • Offensehitting chunk plays
    #115
    projected

Ranks are national. Nothing here is last season's number — carrying one forward is measurably worse than saying nothing — and in-season figures are adjusted for who was actually played. This describes the matchup; it is not a prediction and not a pick.

Head coaches only — there is no free feed for coordinators, so on a program where the head coach does not call the offense this describes the staff he hired. Play-calling identity is a style, not a grade: throwing more than the situations warrant is not better than throwing less than they warrant.

Model prediction

how the number is built
Power rating (Elo)
MICH 1702
IU 2113
Projected spread
MICH +17
incl. home edge
Model pick
IU
88% to win
Market spread
MICH +6
sportsbook line
Model vs market
IU
11.0 pts apart
Win prob: model / mkt
12%
MICH · market 31%

Our model simulates the game drive by drive from each side's opponent-adjusted efficiency (MICH Elo 1702, IU Elo 2113 for reference), with home-field advantage. That projects MICH +17 (12% to win) 11.0 points clear of IU's market line of +6. That is a disagreement, not a betting edge — sides we favour have not covered at better than breakeven.

Why that percentage is worth reading: across 604 graded in-season games, the calls this model put near 58% came in at 58.2%. The full calibration table is published, bin by bin. Early in the season the cold-start path runs instead and calibrates less well (Brier 0.2028 against 0.1889).

Model as of Sep 1 · through week 1 · drive simulation

Where the game is won

2026 national rank · right is better

offensethe defense it faces

  • Moving the ball

    IU11th25thMICH
    MICH118th15thIU
  • Through the air

    IU78th22ndMICH
    MICH127th16thIU
  • On the ground

    IU34th68thMICH
    MICH105th29thIU
  • Staying on the field

    IU9th71stMICH
    MICH121st33rdIU
  • Taking care of it

    IU21st76thMICH
    MICH74th76thIU

Each bar runs from last in the country on the left to 1st on the right. The filled span is the gap between the offense and the defense it faces.

Season form — 2026

nationally ranked
IU2026 season · national rank shownMICH
435.051st
Total yards / game
269.5131st
8.111th
Yards / play
5.1118th
220.078th
Passing yards / game
140.5127th
215.034th
Rushing yards / game
129.0105th
63.2%9th
3rd down %
30.4%121st
212.014th
Yards allowed / game
255.030th
27.6%33rd
3rd down % allowed
35.5%71st
+141st
Turnover margin
-190th
3.511th
Penalties / game
10.0133rd

The matchup, in context

series history + adjusted profiles
The series73 meetings since 1900

Michigan leads 6211 · 26% have been one-possession games

Opponent-adjusted profile2026
IU MICH
+22.3 (#12)CORE overall+16.1 (#24)
+14 / -8offense / defense+5 / -11
5.78points / drive1.26
1.78allowed / drive0.95
11%three-and-outs47%
-7pass over expected-5

Bold is the side ahead. CORE strips the situation from every play and solves the schedule out across the league, so these compare two teams that never met.

Pro

Key matchups

The analyst read: each team's offense splits crossed against the opponent's defense, with the edges called out.

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FAQ

Who will win Indiana vs. Michigan?

Gridpex's model favors Indiana with a 88% win probability.

What's the predicted spread for Indiana vs. Michigan?

The model projects Indiana by 17.0.

What time is Indiana vs. Michigan and what channel is it on?

Time TBD, at Michigan Stadium.

Where this number comes from. Every projection on this page is produced by the same model, run before kickoff on opponent-adjusted efficiency, power ratings and situational data — walk-forward validated on eleven seasons and never adjusted after the fact. How the model works →

Model estimates for informational and entertainment purposes only. Not betting advice. 21+. If you or someone you know has a gambling problem, call 1-800-GAMBLER. Data: CollegeFootballData.